pinnaclehealth.preparewithpru.comWelcome to Prudential Retirement Options

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Title:Welcome to Prudential Retirement Options

Description:Investors should consider the fund’s investment objectives risks charges and expenses before investing The prospectus and if available the summary prospectus contains complete information about the investment options available through your plan

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Coronavirus is causing a great deal of market volatility—please see an important message. View Message Skip to main content (Press Enter). PinnacleHealth System Contact us Access account Menu Close Home About the plans Investments Personal assistance Contact us Access account Start of main content Get financially fit Achieving financial wellness is possible. Let us show you how. Discover how Welcome to the PinnacleHealth Retirement Program Your PinnacleHealth retirement plans are closed to new contributions. You may still access your account, use the financial wellness tools and resources available, and request guidance from your dedicated plan counselors. Learn about your plan’s features and funds, find access to resources and tools that can help with planning and discover solutions to challenges many of us face when saving for retirement. Log-in to view your account online. Meeting your Retirement Challenges About the plan Helping you achieve your retirement goals Learn about the features, funds and financial resources available to you through your plan. -- See your retirement plan highlights Financial wellness Information to help you achieve fiscal fitness Managing money isn't nearly as complicated as some might have you believe. Brush up on the basics and get on the road to financial wellness. You can do this! -- Read all about financial wellness Retirement planning support Assistance you can trust Get access to industry-leading support services and online resources designed to provide you with personalized help as you plan and prepare for retirement. -- Access your assistance options PinnacleHealth Retirement Plans Plan Resources & Quick Actions GET IN TOUCH Get contact information for your plan counselors and administrators. View plan contacts GET IN TOUCH SIGN UP FOR AN ACCOUNT Register to review your account details and investments. Create an online account SIGN UP FOR AN ACCOUNT LOG IN TO YOUR ACCOUNT Manage your information, review your plan details and more. Log in to your account LOG-IN TO YOUR ACCOUNT PinnacleHealth Retirement Plans Home Account Registration & Log In Contact Information Privacy Center Accessibility Help Site Map This material is intended to provide information only. This material is not intended as advice or recommendation about investing or managing your retirement savings. By sharing this information, Prudential Retirement ® is not acting as your fiduciary as defined by the Department of Labor or otherwise. If you need investment advice, please consult with a qualified professional. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT or its affiliates. PRIAC is a Prudential Financial company. Prudential Retirement is a Prudential Financial business. Larry Klesser, Katie Calpin and Mindy Filer are Participant Service Associates at Strategic Retirement Group, a Registered Investment Advisor with LPL Financial, 75 State St., 24th Floor, Boston, MA 02109, which is an independent broker-dealer and is not an affiliate of Prudential Financial or any of its companies or businesses. Investors should consider the fund’s investment objectives, risks, charges and expenses before investing. The prospectus, and if available the summary prospectus, contains complete information about the investment options available through your plan. Please call 800-458-6333 for a free prospectus and if available, a summary prospectus that contains this and other information about our mutual funds. You should read the prospectus and the summary prospectus, if available carefully before investing. It is possible to lose money by investing in securities. Shares of the registered mutual funds are offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. Prudential Retirement is a Prudential Financial Business. The Guaranteed Interest Account (GIA) is a group annuity product issued by The Prudential Insurance Company of America (PICA), Newark, NJ 07102. Amounts contributed to the contract are deposited in PICA’s general account. Payment obligations and the fulfillment of any guarantees specified in the group annuity contract are insurance claims supported by the full faith and credit of PICA. PICA periodically resets the interest rate credited on contract balances, subject to a minimum rate specified in the group annuity contract. Past interest rates are not indicative of future rates. This product is neither a mutual fund nor a bank product. The obligations of PICA are not insured by the FDIC or any other federal governmental agency. Contract form # DC‐401‐95 or state variation thereof. Prudential Retirement is compensated in connection with this product when general account investment returns exceed the interest credited on contract balances. Other than such compensation, there are no additional charges imposed that reduce the interest rate credited. Due to the absence of additional charges, there is not an expense ratio associated with this product. For some plans, Prudential Retirement uses a portion of its aggregate compensation to satisfy the plan's request for allowances and for payments to defray plan expenses. If Prudential Retirement’s aggregate compensation on from this product and from other plan investment products exceeds the costs of servicing your plan, Prudential Retirement earns a profit; otherwise we incur a loss. Frequent exchanging between plan investment options may harm long‐term investors. Your plan or the plan’s investment funds may have provisions to deter exchanges that may be abusive. These policies may require us to modify, restrict or suspend purchase or exchange privileges and/or impose redemption fees. GoalMaker’s model allocations are based on generally accepted financial theories that take into account the historic returns of different asset classes. But, of course, past performance of any investment does not guarantee future results. Participants should consider their other assets, income and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.) in addition to their interest in the plan, to the extent those items are not taken into account in the model. Participants should also periodically reassess their GoalMaker investments to make sure their model portfolio continues to correspond to their changing attitudes and retirement time horizon. The target date is the approximate date when investors plan to retire and may begin withdrawing their money. The asset allocation of the target-date funds will become more conservative as the target-date approaches by lessening the equity exposure and increasing the exposure in fixed income type investments. The principal value of an investment in a target-date fund is not guaranteed at any time, including the target-date. There is no guarantee that the fund will provide adequate retirement income. A target-date fund should not be selected based solely on age or retirement date. Participants should carefully consider the investment objectives, risks, charges and expenses of any Fund before investing. Funds are not guaranteed investments and the stated asset allocation may be subject to change. You can lose money by investing in securities, including losses near and following retirement. The target date is the approximate date when investors plan to retire and may begin withdrawing their money. The asset allocation of the target date funds will become more conservative as the target date approaches by lessening the equity exposure and increasing the exposure in fixed income type investments. The principal value of an investment in a target date fund is not guaranteed at any time, including the target date. There is no guarantee that the fund will provide adequate retirement income. A target-date fund should not be selected based solely on age or retirement date. Participants should carefully cons...

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